{"id":94087,"date":"2025-11-24T18:50:00","date_gmt":"2025-11-24T17:50:00","guid":{"rendered":"https:\/\/umoatitres.com\/mentions-legales\/"},"modified":"2026-07-21T12:30:15","modified_gmt":"2026-07-21T10:30:15","slug":"legal-notice","status":"publish","type":"page","link":"https:\/\/umoatitres.com\/en\/legal-notice\/","title":{"rendered":"Legal Notice"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"94087\" class=\"elementor elementor-94087 elementor-46002\" data-elementor-post-type=\"page\">\n\t\t\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-a33f1f1 e-flex e-con-boxed e-con e-parent\" data-id=\"a33f1f1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-0c1f0c9 e-flex e-con-boxed e-con e-child\" data-id=\"0c1f0c9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-c9223cc e-con-full e-flex e-con e-child\" data-id=\"c9223cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffa7d03 elementor-widget elementor-widget-heading\" data-id=\"ffa7d03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Legal Notice<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10a4458 elementor-widget elementor-widget-breadcrumbs\" data-id=\"10a4458\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/umoatitres.com\/en\/\">Accueil<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e2f2699 gouvernance e-flex e-con-boxed e-con e-parent\" data-id=\"e2f2699\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e8cde7d e-flex e-con-boxed e-con e-child\" data-id=\"e8cde7d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-b9fc8e8 e-con-full e-flex e-con e-child\" data-id=\"b9fc8e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c260c24 elementor-widget elementor-widget-text-editor\" data-id=\"c260c24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Last Updated: December 4, 2025<\/strong><\/p><p><span style=\"font-weight: 400;\">In accordance with applicable statutory and regulatory requirements, this legal notice informs users of the <a href=\"http:\/\/umoatitres.org\">umoatitres.org<\/a> portal regarding terms of publication, hosting, and use of the platform.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-0e667bf e-con-full e-flex e-con e-child\" data-id=\"0e667bf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e20a2b2 elementor-widget elementor-widget-heading\" data-id=\"e20a2b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Web Portal Publisher<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-515c170 elementor-widget elementor-widget-text-editor\" data-id=\"515c170\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The website <a href=\"http:\/\/umoatitres.org\">umoatitres.org<\/a> is published by: <\/span><\/p><p><b>UMOA-Titres (UT)<\/b><span style=\"font-weight: 400;\">. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">UMOA-Titres (UT) Si\u00e8ge : BCEAO \u2013 Avenue Abdoulaye FADIGA B\u00e2timent Annexe \u2013 10\u1d49 \u00e9tage, Bureau 1010\u00a0<br \/><\/span><span style=\"font-weight: 400;\">BP 4709 \u2013 Dakar \u2013 R\u00e9publique du S\u00e9n\u00e9gal\u00a0<br \/><\/span><span style=\"font-weight: 400;\">Tel. : (+221) 33 839 10 10\u00a0<br \/><\/span><span style=\"font-weight: 400;\">E-mail : agenceumoatitres@umoatitres.org\u00a0<br \/><\/span><span style=\"font-weight: 400;\">Website : <a href=\"http:\/\/umoatitres.org\">umoatitres.org<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-4916168 e-con-full e-flex e-con e-child\" data-id=\"4916168\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1791e86 elementor-widget elementor-widget-heading\" data-id=\"1791e86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Head of Corporate Communication<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cc6c46 elementor-widget elementor-widget-text-editor\" data-id=\"6cc6c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Head of Corporate Communication is:<\/span><\/p><p><span style=\"font-weight: 400;\"><strong>Mr. Hyppolite Gildas M\u00e9d\u00e9ss\u00e9 DOSSOU-YOVO<\/strong>. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Email: <\/span><a href=\"mailto:hgmdossouyovo@umoatitres.org\"><span style=\"font-weight: 400;\">hgmdossouyovo@umoatitres.org<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-877e562 e-con-full e-flex e-con e-child\" data-id=\"877e562\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9dcb5dc elementor-widget elementor-widget-heading\" data-id=\"9dcb5dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Design, Development, and Digital Strategy Opinion &amp; Public. <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-413266b elementor-widget elementor-widget-text-editor\" data-id=\"413266b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"TextRun SCXW64712460 BCX2\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW64712460 BCX2\"><span style=\"font-weight: 400;\">Website :<\/span> <\/span><\/span><a class=\"Hyperlink SCXW64712460 BCX2\" href=\"https:\/\/opinionandpublic.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW64712460 BCX2\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"none\"><span class=\"NormalTextRun SCXW64712460 BCX2\" data-ccp-charstyle=\"Hyperlink\">https:\/\/opinionandpublic.com\/<\/span><\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-ed4b39d e-con-full e-flex e-con e-child\" data-id=\"ed4b39d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a24c7e1 elementor-widget elementor-widget-heading\" data-id=\"a24c7e1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Infrastructure &amp; Hosting<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d573a6 elementor-widget elementor-widget-text-editor\" data-id=\"7d573a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The portal is hosted by <strong>OVH Senegal<\/strong> on behalf of UMOA-Titres. Hosting complies with BCEAO cybersecurity and data sovereignty requirements. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-3a1781e e-con-full e-flex e-con e-child\" data-id=\"3a1781e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d96036a elementor-widget elementor-widget-heading\" data-id=\"d96036a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Portal Availability &amp; Access<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5ef1e2 elementor-widget elementor-widget-text-editor\" data-id=\"f5ef1e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The portal is accessible 24\/7, except for scheduled maintenance or force majeure events. UMOA-Titres endeavors to notify users prior to service interruptions when feasible. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">UMOA-Titres reserves the right to suspend or restrict access without notice for security or maintenance purposes.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-fec1034 e-con-full e-flex e-con e-child\" data-id=\"fec1034\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53b0e20 elementor-widget elementor-widget-heading\" data-id=\"53b0e20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. Intellectual Property &amp; Corporate Copyright<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba5aea2 elementor-widget elementor-widget-text-editor\" data-id=\"ba5aea2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">All structural components of this portal (including text, imagery, graphics, logos, brand assets, multimedia, and software) are the exclusive property of UMOA-Titres or are utilized under official license.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Unauthorized reproduction, modification, syndication, or redistribution of all or part of this platform is strictly prohibited and subject to civil and criminal prosecution under applicable laws.<\/span><\/p><p><span style=\"font-weight: 400;\">Authorized content syndication requires:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">Clear, unambiguous attribution to &#8220;UMOA-Titres&#8221;<\/span><\/li><li><span style=\"font-weight: 400;\">Transparent indication of any modifications to original content<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-ab623f5 e-con-full e-flex e-con e-child\" data-id=\"ab623f5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c19585a elementor-widget elementor-widget-heading\" data-id=\"c19585a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. Disclaimer &amp; Limitation of Liability<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5af371 elementor-widget elementor-widget-text-editor\" data-id=\"e5af371\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">UMOA-Titres maintains rigorous oversight to ensure the precision of information published on this portal. However, the institution disclaims liability for:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">Inadvertent clerical errors, data omissions, or inaccuracies<\/span><\/li><li><span style=\"font-weight: 400;\">Temporary service disruptions<\/span><\/li><li><span style=\"font-weight: 400;\">Direct or indirect damages resulting from portal access or use<br \/><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Users must access this portal using secure, current equipment and updated browsers. UMOA-Titres disclaims liability for virus contamination, fraudulent intrusion, or user data loss.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-a2b2d20 e-con-full e-flex e-con e-child\" data-id=\"a2b2d20\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e3d073 elementor-widget elementor-widget-heading\" data-id=\"7e3d073\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">8. Interactive Governance Areas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3edcd3c elementor-widget elementor-widget-text-editor\" data-id=\"3edcd3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Interactive Governance Areas \u2013 Interactive fields (secure forms, submission portals) are monitored.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">UMOA-Titres reserves the right to delete, without prior notice, any content that:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">Violates statutory regulations<\/span><\/li><li><span style=\"font-weight: 400;\">Disrupts public order<\/span><\/li><li><span style=\"font-weight: 400;\">Exhibits defamatory, racist, hateful, or adult content<\/span><\/li><li><span style=\"font-weight: 400;\">Infringes upon third-party rights<br \/><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">UMOA-Titres may pursue civil or criminal liability against content creators for violations of these terms.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-0e2a2a8 e-con-full e-flex e-con e-child\" data-id=\"0e2a2a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86d935f elementor-widget elementor-widget-heading\" data-id=\"86d935f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">9. Institutional Security &amp; Fraud Prevention<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68ce89c elementor-widget elementor-widget-text-editor\" data-id=\"68ce89c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">UMOA-Titres disclaims all liability for the fraudulent misappropriation of its identity, trademark, or institutional assets by unauthorized third parties. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">For data verification or suspicious correspondence, notify the agency immediately through official, secure communication channels.<\/span><\/p><p><b>Security Safeguards:<\/b><\/p><ul><li><span style=\"font-weight: 400;\">Avoid interacting with unverified external hyperlinks<\/span><\/li><li><span style=\"font-weight: 400;\">Never disclose personal or financial information via unsecured email<\/span><\/li><li><span style=\"font-weight: 400;\">Treat urgent-sounding requests with suspicion<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-76327d0 e-con-full e-flex e-con e-child\" data-id=\"76327d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dae28c6 elementor-widget elementor-widget-heading\" data-id=\"dae28c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">10. Privacy and Data Protection Framework<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3bd32f elementor-widget elementor-widget-text-editor\" data-id=\"d3bd32f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Personal Data Protection \u2013 Personal data processing via this portal is strictly governed by the UMOA-Titres <a href=\"https:\/\/umoatitres.com\/en\/privacy-policy\/\">Privacy Policy<\/a>. <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Users have rights (access, correction, deletion, objection, restriction, portability, consent withdrawal) per applicable regulations.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-2c9c909 e-con-full e-flex e-con e-child\" data-id=\"2c9c909\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87e97c2 elementor-widget elementor-widget-heading\" data-id=\"87e97c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">11. Cookie Management<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87ebf85 elementor-widget elementor-widget-text-editor\" data-id=\"87ebf85\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The portal uses cookies essential to its operation and, with user consent, analytics and third-party service cookies. Users may adjust preferences anytime via: <\/span><a href=\"https:\/\/umoatitres.com\/en\/privacy-policy\/\"><b>C<\/b><b>ookies<\/b><b> Settings<\/b><\/a><span style=\"font-weight: 400;\">. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-e8e26b1 e-con-full e-flex e-con e-child\" data-id=\"e8e26b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a8ba2d4 elementor-widget elementor-widget-heading\" data-id=\"a8ba2d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">12. Hyperlinks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0ea574 elementor-widget elementor-widget-text-editor\" data-id=\"e0ea574\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This portal may contain links to third-party websites.<\/span><\/p><p><span style=\"font-weight: 400;\">UMOA-Titres exercises no control over external sites and disclaims liability regarding their content, privacy policies, or practices.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-c011283 e-con-full e-flex e-con e-child\" data-id=\"c011283\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4c0a3c elementor-widget elementor-widget-heading\" data-id=\"f4c0a3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">13. Governing Law &amp; Dispute Resolution<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b0faa1 elementor-widget elementor-widget-text-editor\" data-id=\"3b0faa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This legal notice is governed by <strong>Senegalese law<\/strong>. All disputes arising from portal use will first be resolved through amicable negotiation.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00c0 d\u00e9faut :\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The dispute shall proceed to conciliation proceedings<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Followed by mediation or arbitration through the <strong>Dakar Chamber of Commerce, Industry and Agriculture (CAMC)<\/strong>.\u00a0<br \/><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Arbitration proceedings will be conducted in Dakar under French law.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Last Updated: December 4, 2025 In accordance with applicable statutory and regulatory requirements, this legal notice informs users of the umoatitres.org portal regarding terms of publication, hosting, and use of the platform. 1. Web Portal Publisher The website umoatitres.org is published by: UMOA-Titres (UT). UMOA-Titres (UT) Si\u00e8ge : BCEAO \u2013 Avenue Abdoulaye FADIGA B\u00e2timent Annexe [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-94087","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Legal Notice | UMOA-Titres<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Legal Notice | UMOA-Titres\" \/>\n<meta property=\"og:description\" content=\"Last Updated: December 4, 2025 In accordance with applicable statutory and regulatory requirements, this legal notice informs users of the umoatitres.org portal regarding terms of publication, hosting, and use of the platform. 1. 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